06 · The INDI Ledger

Mortgage context for the decisions that matter.

A quieter reading room for people who want to understand the forces behind a mortgage decision—not just the headline of the day.

Live market updates

Canadian Mortgage Trends.

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Headlines, publication dates, and short descriptions are retrieved from the public Canadian Mortgage Trends RSS feed. Select an update to read the original article.

Canadian Mortgage Trends

Global bond selloff pushes Canadian fixed mortgage rates higher

Surging government debt, inflation risks and geopolitical tensions have driven long-term yields toward multi-year highs, prompting lenders to raise fixed mortgage rates.

Aug 21, 2026

Canadian Mortgage Trends

Carney bets Canada can live with tariffs to unlock investment

Canadian Prime Minister Mark Carney is on the brink of a trade pact with the U.S. His next challenge will be convincing his country that swallowing some tariffs is worth the greater economic certainty that a deal would bring.

Aug 21, 2026

Canadian Mortgage Trends

Canadian retail sales to fall 0.8% in July after strong 2Q

Canadian retail sales are set to fall for the first time this year, but strong second quarter purchases point to a rebound in consumption.

Aug 21, 2026

Canadian Mortgage Trends

Rate cuts boost housing demand faster than supply, BoC research finds

Bank of Canada researchers found that lower rates lift home sales quickly and housing starts only after a delay, resulting in persistent price increases—particularly when unemployment is low.

Aug 20, 2026

Canadian Mortgage Trends

U.S. set to cut tariffs on Canadian metals, autos in trade deal

The tentative trade deal between the U.S. and Canada would lower tariffs on certain Canadian exports of steel and aluminum to 25%, according to people familiar with the matter.

Aug 19, 2026

Official sources

CMHC & Bank of Canada.

Current release titles and summaries are shown with direct links to each original official source.

CMHC · Latest official releases

CMHC

Northern Housing Report

Housing demand has slowed across the North, but housing remains difficult to find and afford. Explore trends in demand, supply, affordability and non-market housing.

CMHC

Residential Mortgage Industry Report Spring 2026 Edition

Explore the latest trends in housing finance, borrower preferences and market risks — plus access in-depth residential mortgage data and analysis in Canada, including lender types, insurance, interest rates, arrears, funding flows and more.

CMHC

Spring 2026 Housing Supply Report

Explore the latest insights into new housing supply in Canada’s key metropolitan areas. Find out where Canada is succeeding in expanding housing options, and where further progress is needed to ensure long-term supply and affordability.

CMHC

Housing Market Outlook 2026

Discover key trends in new construction, resales and rentals. See how affordability, economic shifts and regional dynamics are expected to shape Canada’s housing market.

Bank of Canada · Press

Bank of Canada

Bank of Canada recognizes RCMP constable with award for counterfeit deterrence

The Bank of Canada is pleased to announce the recipient of its 2026 Law Enforcement Award of Excellence for Counterfeit Deterrence.

Aug 19, 2026

Bank of Canada

CIMPA and CDS announce the start of the trial period for the fail fee framework for Government of Canada securities transactions

The Collateral Infrastructure and Market Practices Advisory Group and Canadian Depository for Securities, on behalf of the Canadian Fixed-Income Forum, announce the start of a trial period for the framework on a fee for failing to settle Government of Canada bond and T-bill transactions.

Aug 13, 2026

Bank of Canada

New GoC General Collateral Basket Strengthens Canada’s Repo Market

Today, the Collateral Infrastructure and Market Practices Advisory Group (CIMPA), TMX Group and Clearstream announced the successful start of repo trading using the standardized Government of Canada General Collateral (GoC GC) basket on the Canadian Collateral Management Service (CCMS) platform.

Aug 12, 2026

Bank of Canada

CFEC Releases Results of April 2026 Foreign Exchange Volume Survey

The Canadian Foreign Exchange Committee (CFEC) released today the results of its April 2026 semi-annual survey of foreign exchange volumes in Canada.

Aug 11, 2026

CMHC · Mortgage industry data

Residential Mortgage Industry Report

A national reference for mortgage-originations, renewals, refinancing, and lending-sector trends in Canada.

Bank of Canada · Official updates

Publications, research, and RSS feeds

A direct path to official publications, monetary-policy material, research, and regularly updated Bank of Canada RSS feeds.

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